Pre-Owned Vehicle Specials

10 Matching Vehicles Found

Vehicle Info
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Location
Stanley GMC Gatesville
210 S Hwy 36 Bypass N
Gatesville, TX 76528
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Chevy CPO
Summary **CLEAN AUTOCHECK**, **ONE OWNER**, LEATHER, PARK ASSIST, MOONROOF, BOSE AUDIO, LANE KEEP ASSIST, SIRIUS XM RADIO, POWER LIFTGATE, REMOTE START, ANDROID AUTO, APPLE CARPLAY, BLUETOOTH for Hands-Free Phone, REMOTE KEYLESS ENTRY, MEMORY POWER DRIVER'S SEAT, 2ND ROW BUCKET SEATS, 4WD Vehicle Details Stanley GM Certified Pre-Owned EXTENSION will add an additional 2 YEARS or 24,000 MILES, whichever comes first, on top of the 12 month/12,000 mile bumper-to-bumper limited warranty extension. Totaling an ADDITIONAL 3 years or 36,000 miles on top of the original factory warranty. With this Certification the vehicle will also receive a rigorous inspection and reconditioning process for RELIABLE performance! Benefits also include a 6-year/100,000-mile powertrain limited warranty Scheduled maintenance program with two included visits Roadside assistance and courtesy transportation for warranty repairs A 3 day, 150 mile vehicle exchange program 1-month trial of OnStar Safety & Security Plan 3-month SiriusXM Satellite Radio trial subscription. **Stanley Automotive Enterprise DOES NOT provide any coverage for powertrain components** **All coverage will expire after 100K miles** Equipment Protect the vehicle from unwanted accidents with a cutting edge backup camera system. This Chevrolet Suburban features a high end BOSE stereo system. When you encounter slick or muddy roads, you can engage the four wheel drive on this Chevrolet Suburban and drive with confidence. Maintaining a stable interior temperature in the Chevrolet Suburban is easy with the climate control system. It has a 5.3 liter 8 Cylinder Engine high output engine. This 1/2 ton suv emanates grace with its stylish gray exterior. This 1/2 ton suv is outfitted with an OnStar communication system. With the keyless entry system on the vehicle you can pop the trunk without dropping your bags from the store. This model has an automatic transmission. Enjoy the tried and true gasoline engine in the vehicle. Anti-lock brakes are standard on this Chevrolet Suburban. Carry lots of cargo while your passengers are comfortable. Packages SUNROOF: POWER; TILT-SLIDING. LICENSE PLATE FRONT MOUNTING PACKAGE. SEATS: SECOND ROW BUCKET; MANUAL. Equipment listed is based on original vehicle build. Please confirm the accuracy of the included equipment by calling the dealer prior to purchase.
 
Location
Stanley Ford Sweetwater
603 Southwest Georgia Avenue
Sweetwater, TX 79556
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Summary **CLEAN AUTOCHECK**, 2ND ROW BUCKET SEATS, 3RD ROW SEATS, POWER DRIVER'S SEAT, SIRIUS XM RADIO, KEYLESS ENTRY, POWER LIFTGATE Vehicle Details Why Buy Stanley? CONSIDER IT COVERED: We offer a 3 month/3,000 mile limited warranty with each and every vehicle. Take on the road, not the stress. (Excludes vehicles over 10 years and/or 130,000 milesNot all Vehicles will qualify, please see dealership for the complete list of Eligible Vehicles details.) SERVICE: Our technicians run a rigorous 172-point inspection and all factory recalls are performed before sale. LOCATION, LOCATION, LOCATION! Know exactly what you want but don’t see it at your closest Stanley dealership? Don’t let that stop you; we will ship any vehicle at one of our other locations to your hometown Stanley dealership. Start shopping the entire inventory at stanleyautogroup.com. FINANCE FINESSE: Find the perfect financing fit you’re comfortable with through a wide range of various banks that meet all credit needs. Want warranty, GAP, or added aftermarket parts & upgrades? Pick our brain until you know all of the ins and outs. WANT TO SAVE TIME? Of course you do, who doesn’t? Fill out our online credit application and get pre-approved! MORE BANG FOR YOUR BUCK: Do you have a trade in? WE WANT IT! Let us give you top dollar for your vehicle to get you one step closer to your dream car. BECOME A PART OF THE FAMILY: Our staff is ready to serve you, providing outstanding customer service to fit your every need to exceed your expectations from beginning to end. Equipment The satellite radio system in this vehicle gives you access to hundreds of nation-wide radio stations with a clear digital signal. This mini van is front wheel drive. The vehicle has a 3.6 liter V6 Cylinder Engine high output engine. This unit is painted with a sleek and sophisticated black color. Expand the cargo capabilities of this model by using the installed roof rack. Enjoy the convenience of the power liftgate on the Dodge Grand Caravan. A third row of seating gives you the flexibility to carry all the kids and the their friends too. You will have no problem towing your boat or trailer to your next outing with it. The FlexFuel capability of this vehicle allows you to select fuel depending on the price of E85 versus gasoline. This model features cruise control for long trips. This mini van has an adjustable telescoping wheel that allows you to achieve a perfect fit for your driving comfort. Packages SIRIUS SATELLITE RADIO. POWER 8-WAY DRIVER SEAT. MANUFACTURER'S STATEMENT OF ORIGIN. Equipment listed is based on original vehicle build. Please confirm the accuracy of the included equipment by calling the dealer prior to purchase.
 
Location
Stanley Ford Sweetwater
603 Southwest Georgia Avenue
Sweetwater, TX 79556
autocheck
Summary **CLEAN AUTOCHECK**, **LUXURY PACKAGE**, FX4 OFF-ROAD, MAX TRAILER TOW PACKAGE, NAVIGATION, TWIN PANEL MOONROOF, 36 GALLON FUEL TANK, 20" WHEELS, PUSH BUTTON START, SYNC 3, REAR VIEW CAMERA, LEATHER, HEATED & COOLED FRONT SEATS, MEMORY DRIVER'S SEAT, POWER PASSENGER SEAT Vehicle Details Why Buy Stanley? CONSIDER IT COVERED: We offer a 3 month/3,000 mile limited warranty with each and every vehicle. Take on the road, not the stress. (Excludes vehicles over 10 years and/or 130,000 milesNot all Vehicles will qualify, please see dealership for the complete list of Eligible Vehicles details.) SERVICE: Our technicians run a rigorous 172-point inspection and all factory recalls are performed before sale. LOCATION, LOCATION, LOCATION! Know exactly what you want but don’t see it at your closest Stanley dealership? Don’t let that stop you; we will ship any vehicle at one of our other locations to your hometown Stanley dealership. Start shopping the entire inventory at stanleyautogroup.com. FINANCE FINESSE: Find the perfect financing fit you’re comfortable with through a wide range of various banks that meet all credit needs. Want warranty, GAP, or added aftermarket parts & upgrades? Pick our brain until you know all of the ins and outs. WANT TO SAVE TIME? Of course you do, who doesn’t? Fill out our online credit application and get pre-approved! MORE BANG FOR YOUR BUCK: Do you have a trade in? WE WANT IT! Let us give you top dollar for your vehicle to get you one step closer to your dream car. BECOME A PART OF THE FAMILY: Our staff is ready to serve you, providing outstanding customer service to fit your every need to exceed your expectations from beginning to end. Equipment This 2016 Ford F-150 emanates grace with its stylish gray exterior. When you encounter slick or muddy roads, you can engage the four wheel drive on this unit and drive with confidence. This unit has a 3.5 liter V6 Cylinder Engine high output engine. Anti-lock brakes will help you stop in an emergency. This model has an automatic transmission. This model is equipped with a gasoline engine. Half ton trucks are the most functional trucks for all purposes. Packages EQUIPMENT GROUP 502A LUXURY LARIAT SPORT APPEARANCE PACKAGE: unique interior finish; Box Side Decal; Single-Tip Chrome Exhaust; Wheels: 18" 6-Spoke Machined-Aluminum; magnetic painted pockets; Accent-Color Angular Step Bars; Accent-Color 3-Bar Style Grille; accent-color surround and black mesh; Body-Color Front & Rear Bumpers MAX TRAILER TOW PACKAGE FX4 OFF-ROAD PACKAGE Equipment listed is based on original vehicle build. Please confirm the accuracy of the included equipment by calling the dealer prior to purchase.
 
Location
Stanley GMC Gatesville
210 S Hwy 36 Bypass N
Gatesville, TX 76528
autocheck
GMC CPO
Summary **ONE OWNER**, 4WD, LEATHER, HEATED & COOLED FRONT SEATS, MEMORY DRIVER'S SEAT, MOONROOF, NAVIGATION, 8.0" TOUCHSCREEN, 22" WHEELS, TRAILER TOW PACKAGE, PARK ASSIST, REMOTE START, REAR VIEW CAMERA Vehicle Details Stanley GM Certified Pre-Owned EXTENSION will add an additional 2 YEARS or 24,000 MILES, whichever comes first, on top of the 12 month/12,000 mile bumper-to-bumper limited warranty extension. Totaling an ADDITIONAL 3 years or 36,000 miles on top of the original factory warranty. With this Certification the vehicle will also receive a rigorous inspection and reconditioning process for RELIABLE performance! Benefits also include a 6-year/100,000-mile powertrain limited warranty Scheduled maintenance program with two included visits Roadside assistance and courtesy transportation for warranty repairs A 3 day, 150 mile vehicle exchange program 1-month trial of OnStar Safety & Security Plan 3-month SiriusXM Satellite Radio trial subscription. **Stanley Automotive Enterprise DOES NOT provide any coverage for powertrain components** **All coverage will expire after 100K miles** Equipment Protect this vehicle from unwanted accidents with a cutting edge backup camera system. This GMC Sierra features a high end BOSE stereo system. Greater towing safety becomes standard with the installed trailer brake. The vehicle emanates grace with its stylish gray exterior. Quickly unlock this unit with keyless entry. Set the temperature exactly where you are most comfortable in this 1/2 ton pickup. The fan speed and temperature will automatically adjust to maintain your preferred zone climate. You will have no problem towing your boat or trailer to your next outing with this GMC Sierra. It has a 6.2 liter 8 Cylinder Engine high output engine. This model has four wheel drive capabilities. The bed looks great and is protected with a durable surface material. The vehicle has an adjustable telescoping wheel that allows you to achieve a perfect fit for your driving comfort. Enjoy the tried and true gasoline engine in it. Packages DENALI ULTIMATE PACKAGE: includes (L86) 6.2L EcoTec3 V8 engine; (Q7M) 22" aluminum wheels with premium paint and chrome inserts; (CF5) power sunroof; (JL1) trailer brake controller; (BRS) Tri-Mode Power Steps; (VQY) chrome recovery hooks; LPO. TRAILER BRAKE CONTROLLER: INTEGRATED. LPO: CHROME RECOVERY HOOKS. SUNROOF: POWER. TRI-MODE POWER STEPS: REARWARD ARTICULATING. ACTIVE NOISE CANCELLATION. CUSTOMER DIALOGUE NETWORK. Equipment listed is based on original vehicle build. Please confirm the accuracy of the included equipment by calling the dealer prior to purchase.
 
Location
Stanley Ford Gilmer
612 North Wood St.
Gilmer, TX 75644
autocheck
Summary **CLEAN AUTOCHECK**, NAVIGATION, SIRIUS XM RADIO, LEATHER, HEATED SEATS, POWER DRIVER'S SEAT, APPLE CARPLAY, ANDROID AUTO, POWER LIFTGATE, PARK ASSIST, REAR VIEW CAMERA Vehicle Details Why Buy Stanley? CONSIDER IT COVERED: We offer a 3 month/3,000 mile limited warranty with each and every vehicle. Take on the road, not the stress. (Excludes vehicles over 10 years and/or 130,000 milesNot all Vehicles will qualify, please see dealership for the complete list of Eligible Vehicles details.) SERVICE: Our technicians run a rigorous 172-point inspection and all factory recalls are performed before sale. LOCATION, LOCATION, LOCATION! Know exactly what you want but don’t see it at your closest Stanley dealership? Don’t let that stop you; we will ship any vehicle at one of our other locations to your hometown Stanley dealership. Start shopping the entire inventory at stanleyautogroup.com. FINANCE FINESSE: Find the perfect financing fit you’re comfortable with through a wide range of various banks that meet all credit needs. Want warranty, GAP, or added aftermarket parts & upgrades? Pick our brain until you know all of the ins and outs. WANT TO SAVE TIME? Of course you do, who doesn’t? Fill out our online credit application and get pre-approved! MORE BANG FOR YOUR BUCK: Do you have a trade in? WE WANT IT! Let us give you top dollar for your vehicle to get you one step closer to your dream car. BECOME A PART OF THE FAMILY: Our staff is ready to serve you, providing outstanding customer service to fit your every need to exceed your expectations from beginning to end. Equipment This model features a hands-free Bluetooth phone system. The rear parking assist technology on this Chrysler Pacifica will put you at ease when reversing. The system alerts you as you get closer to an obstruction. Front wheel drive on this mini van gives you better traction and better fuel economy. Enjoy the convenience of the power liftgate on this vehicle. The vehicle is painted with a sleek and sophisticated black color. It comes with third row seating for extra passengers. It has a 3.6 liter V6 Cylinder Engine high output engine. Anti-lock brakes are standard on this vehicle. This unit is built for driving comfort with a telescoping wheel. This model looks aggressive with a streamlined rear spoiler. The high efficiency automatic transmission shifts smoothly and allows you to relax while driving. This Chrysler Pacifica features cruise control for long trips. This vehicle is equipped with a gasoline engine. Get the whole family to events in this minivan. Packages TIRE & WHEEL GROUP: Nexen Brand Tires; Tires: P235/60R18 BSW AS; Wheels: 18" x 7.5" Painted Aluminum. RADIO: UCONNECT 4C NAV W/8.4" DISPLAY. 8 PASSENGER SEATING. BLACK SEATS. MANUFACTURER'S STATEMENT OF ORIGIN. Equipment listed is based on original vehicle build. Please confirm the accuracy of the included equipment by calling the dealer prior to purchase.
 
Location
Stanley Ford McGregor
1280 East McGregor Drive
McGregor, TX 76657
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Summary **ONE OWNER**, **CLEAN AUTOCHECK**, NAVIGATION, FORDPASS CONNECT, PUSH BUTTON START, SYNC 3, BLUETOOTH for Hands-Free Phone, MOONROOF, POWER PASSENGER SEAT, POWER DRIVER'S SEAT Vehicle Details Why Buy Stanley? CONSIDER IT COVERED: We offer a 3 month/3,000 mile limited warranty with each and every vehicle. Take on the road, not the stress. (Excludes vehicles over 10 years and/or 130,000 milesNot all Vehicles will qualify, please see dealership for the complete list of Eligible Vehicles details.) SERVICE: Our technicians run a rigorous 172-point inspection and all factory recalls are performed before sale. LOCATION, LOCATION, LOCATION! Know exactly what you want but don’t see it at your closest Stanley dealership? Don’t let that stop you; we will ship any vehicle at one of our other locations to your hometown Stanley dealership. Start shopping the entire inventory at stanleyautogroup.com. FINANCE FINESSE: Find the perfect financing fit you’re comfortable with through a wide range of various banks that meet all credit needs. Want warranty, GAP, or added aftermarket parts & upgrades? Pick our brain until you know all of the ins and outs. WANT TO SAVE TIME? Of course you do, who doesn’t? Fill out our online credit application and get pre-approved! MORE BANG FOR YOUR BUCK: Do you have a trade in? WE WANT IT! Let us give you top dollar for your vehicle to get you one step closer to your dream car. BECOME A PART OF THE FAMILY: Our staff is ready to serve you, providing outstanding customer service to fit your every need to exceed your expectations from beginning to end.
 
Location
Stanley Chrysler Dodge Jeep RAM Gatesville
106 S Hwy 36 Byp N
Gatesville, TX 76528
CDJR Gatesville 888-231-6099
autocheck
CDJR CPO
Summary **CLEAN AUTOCHECK**, **ONE OWNER**, LEATHER, HEATED SEATS, REMOTE START, REAR VIEW CAMERA, SIRIUS XM RADIO, BLUETOOTH for Hands-Free Phone, PUSH BUTTON START, POWER DRIVER'S SEAT, 6 SPEAKERS Vehicle Details Stanley CDJR Certified Pre-Owned EXTENSION will add an additional 2 YEARS or 24,000 MILES, whichever comes first, on top of the 12 mo/12,000 mile bumper-to-bumper limited warranty extension; Totaling an ADDITIONAL 3 years or 36,000 miles. With this Certification the vehicle will also receive a rigorous 125-point inspection and reconditioning process RELIABLE performance! Benefits also include 7-year/100,000-mile powertrain limited warranty 24 hour towing/Roadside Assistance (up to $100 per occurrence) Car Rental Allowance 3-Month SiriusXM Satellite Radio trial subscription. Warranty Deductible: $100 **Stanley Automotive Enterprise DOES NOT provide any coverage for powertrain components** **All coverage will expire after 100K miles** Equipment Bluetooth technology is built into the vehicle, keeping your hands on the steering wheel and your focus on the road. Protect this unit from unwanted accidents with a cutting edge backup camera system. The Dodge Journey comes with third row seating for extra passengers. This vehicle has a 3.6 liter V6 Cylinder Engine high output engine. This model is equipped with a heavy duty towing package. This 2019 Dodge Journey emanates grace with its stylish gray exterior. Front wheel drive on this mid-size suv gives you better traction and better fuel economy. Easily set your speed in this 2019 Dodge Journey with a state of the art cruise control system. Increase or decrease velocity with the touch of a button. Enjoy the tried and true gasoline engine in this mid-size suv. This 2019 Dodge Journey is built for driving comfort with a telescoping wheel. This 2019 Dodge Journey has an automatic transmission.
 
Location
Stanley Ford Eastland
1308 East Main Street
Eastland, TX 76448
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Summary **ONE OWNER**, **CLEAN AUTOCHECK**, LEATHER, HEATED SEATS, MEMORY DRIVER'S SEAT, MOONROOF, REMOTE START, REAR VIEW CAMERA, PUSH BUTTON START, SYNC 3, BLUETOOTH for Hands-Free Phone Vehicle Details Why Buy Stanley? CONSIDER IT COVERED: We offer a 3 month/3,000 mile limited warranty with each and every vehicle. Take on the road, not the stress. (Excludes vehicles over 10 years and/or 130,000 milesNot all Vehicles will qualify, please see dealership for the complete list of Eligible Vehicles details.) SERVICE: Our technicians run a rigorous 172-point inspection and all factory recalls are performed before sale. LOCATION, LOCATION, LOCATION! Know exactly what you want but don’t see it at your closest Stanley dealership? Don’t let that stop you; we will ship any vehicle at one of our other locations to your hometown Stanley dealership. Start shopping the entire inventory at stanleyautogroup.com. FINANCE FINESSE: Find the perfect financing fit you’re comfortable with through a wide range of various banks that meet all credit needs. Want warranty, GAP, or added aftermarket parts & upgrades? Pick our brain until you know all of the ins and outs. WANT TO SAVE TIME? Of course you do, who doesn’t? Fill out our online credit application and get pre-approved! MORE BANG FOR YOUR BUCK: Do you have a trade in? WE WANT IT! Let us give you top dollar for your vehicle to get you one step closer to your dream car. BECOME A PART OF THE FAMILY: Our staff is ready to serve you, providing outstanding customer service to fit your every need to exceed your expectations from beginning to end. Equipment See what's behind you with the back up camera on this vehicle. This Ford Fusion embodies class and sophistication with its refined white exterior. The Ford Fusion has a 2.0 liter 4 Cylinder Engine high output engine. This vehicle is equipped with all wheel drive. The vehicle features cruise control for long trips. Anti-lock brakes will help you stop in an emergency. This unit is accented with a stylish rear spoiler. The vehicle is equipped with a gasoline engine. This unit has an automatic transmission. Just the right size to accommodate all your needs. It has room for passengers and plenty of trunk space.
 
Location
Stanley Ford Andrews
1700 North Highway
385 Andrews, TX 79714
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Vehicle Details Stanley Direct Auto is honored to present a wonderful example of pure vehicle design... this 2009 Ford F-150 STX only has 132,532mi on it and could potentially be the vehicle of your dreams! The incredibly low mileage and painstaking upkeep on this Ford F-150 makes it a once-in-a-lifetime deal that won't last long! Call us today to reserve your test drive! This White Ford is clean and shiny exterior makes it look like it came straight from the factory. Driven by many, but adored by more, the Ford F-150 STX is a perfect addition to any home. More information about the 2009 Ford F-150: The F-150 has been the best-selling truck nameplate for 31 years, and Ford shows no indication of giving that title up with the completely redesigned model this year. While the new F-150 is more capable, more passenger-friendly, and safer, it's still offered in one of the widest equipment ranges of any vehicle, to suit the needs of those who work out of their vehicles in many different ways. As such, the F-150 spans one of the widest price ranges of any vehicle, from the low $20,000 range for the base XL models to over the $50,000 mark for a loaded Platinum. Strengths of this model include hauling and towing capability, comfort and refinement, interior versatility, Safety features, and responsive six-speed automatic transmission Equipment This 1/2 ton pickup embodies class and sophistication with its refined white exterior. This vehicle has a 4.6 liter 8 Cylinder Engine high output engine. Enjoy the incredible handling with the rear wheel drive on this vehicle. It has an automatic transmission. The vehicle is equipped with a gasoline engine. Electronic Stability Control is one of many advanced safety features on this unit. Anti-lock brakes are standard on this vehicle. Half ton trucks are the most functional trucks for all purposes.
 
Location
Stanley Chrysler Dodge Jeep Ram Gilmer
652 US Hwy 271
Gilmer, TX 75644
autocheck
Summary 2ND ROW BUCKET SEATS, 3RD ROW SEAT, REAR VIEW CAMERA, SIRIUS XM Radio, BLUETOOTH for Hands-Free Phone, 6 Speakers, Remote keyless entry, Steering wheel mounted audio controls. Vehicle Details Why Buy New from Stanley? Location, Location, Location! Know exactly what you want but don’t see it at your closest Stanley dealership? Don’t let that stop you; we will ship any vehicle at one of our other locations to your hometown Stanley dealership. Start shopping the entire inventory at stanleyautogroup.com. Finance Finesse: Find the perfect financing fit you’re comfortable with through a wide range of various banks that meet all credit needs. Want warranty, GAP, or added aftermarket parts & upgrades? Pick our brain until you know all of the ins and outs. WANT TO SAVE TIME? Of course you do, who doesn’t? Fill out our online credit application and get pre-approved! More Bang for Your Buck: Do you have a trade in? WE WANT IT! Let us give you top dollar for your vehicle to get you one step closer to your dream car. Maintenance Moola: Receive $25 off your first service bill at Stanley Gilmer. The gift that keeps giving! Become a Part of the Family: Our staff is ready to serve you, providing outstanding customer service to fit your every need to exceed your expectations from beginning to end. Packages UCONNECT HANDS-FREE GROUP: Remote USB Port; Bluetooth Streaming Audio; Uconnect Voice Command w/Bluetooth COMPACT SPARE TIRE Equipment listed is based on original vehicle build. Please confirm the accuracy of the included equipment by calling the dealer prior to purchase. Manufacturer Incentives Price includes: Guaranteed Incentives: $500 - Southwest 2019 Retail Bonus Cash SWCKA1 - Exp. 6/30/2020, $500 - Chrysler Capital 2019 Bonus Cash 44CKB3 - Exp. 6/30/2020, $3,250 - 2019 Retail Consumer Cash 63CK1 - Exp. 6/30/2020. Conditional Incentives: $1,000 - CCAP Non-Prime Retail Bonus Cash 39CKN - Exp. 6/30/2020, $1,000 - 2019 Retail Non-Prime Bonus Cash **CK1V - Exp. 6/30/2020. Contact dealer to verify final pricing.
 

MPG Disclaimer:

Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

Disclaimer:

Pre-owned vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.

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Disclaimer:

Pre-owned vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.